BizSugar.com › Employee Benefits › What It (Really) Means to be Fully Insured vs. Self-Insured

It’s important to wrap your head around the difference between fully insured vs. self-insured health plans. When you’re opting into a fully insured plan, you have very little say over what will happen to it year over year. In a self-insurance scenario, you can choose to fund your employees’ health care through a variety of funding strategies.