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Health insurance consumers may have seen Medical Loss Ratio letters in the mail or perhaps even received a rebate check. But what is this medical loss ratio? Read on to find out. Read More

There are a number of reasons that people open IRAs. IRAs offer a great deal of flexibility in terms of investments you can include in your account. Another reason that many people like Roth IRAs, though, is due to the fact that you can withdraw some of your money early, without penalty. Read More

Many companies today offer their employees health benefits. While it is a normal practice, some companies feel as if offering these benefits to their employees is also beneficial to their company. Though there are a few advantages in offering benefits to your employees,there are also disadvantages. Read More

Most businesses can point to team members who make things happen. Those individuals are the superstars – the rainmakers – the ones you want to clone. While cloning an individual is not possible yet, you can leverage their knowledge, skills and abilities, and promote her to the role of a mentor. Men Read More

How much do you make? I bet your salary comes to mind. But there may be a good number of other factors you aren’t considering in your total compensation. Big mistake. Read More

Pay bonuses based on your company's overall financial success, and get your employees pulling in the same direction. As a business owner or manager, one of the most difficult things to oversee is compensation and expectations at employee review time... Read More

When it comes to corporate volunteering, Facebook is a priceless way to stimulate employee engagement. Read More

Many stay at home parents accept the fact that they don’t have a retirement account. However, this isn’t necessary. If you are married, and you file taxes jointly, your working spouse can contribute to an IRA in your name. Read More

We all know that we’re supposed to be investing in tax-advantaged retirement account. The foundation of your financial future is supposed to be the 401(k). But, in some cases, your 401(k) may actually be draining your wealth. Read More