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Learn How to Build a Firm Benefits Foundation

Learn How to Build a Firm Benefits FoundationWhile health care reform hasn’t gone into full swing mode yet, your business can lay a firm foundation for 2015 by following these simple tips:

Choose a benefits strategy

Though penalties may not yet be a reality, now is the time to plan ahead and make benefits decisions for 2015.

As you research, keep in mind that it’s not simply a benefits package you should be after. Since health care costs continue to rise at rates faster than inflation and wages, businesses should look to experts to help build a benefits strategy that will carry their company into the future.

Prepare employees for what’s ahead

Though your company cannot protect employees from all of the changes coming their way, you can prepare workers by providing them with the right information and resources to make the best decisions possible.

Help your employees make smart choices by clearly communicating benefits options, and explaining how they can access resources to help them make informed health care decisions.

Embrace workplace wellness and prevention

Wellness programs give employees the opportunity to take advantage of healthier lifestyles, while possibly lowering the long-term benefits costs by encouraging employees not to skimp on regular preventive care.

Though companies have sought wellness programs and preventive care for years, in 2014 they have the option to offer employees attractive incentives to get involved with those programs and kick poor health habits for good.

Image: via Aflac

4 Responses to “Learn How to Build a Firm Benefits Foundation”

  1. I think healthcare is something many small businesses would probably like to provide. That said, cost increases have always been the daunting part. Controlling or at least predicting healthcare costs is almost a business in itself. Wondering if anyone in the community can provide a bit more advice about how to go through the process of figuring out what’s involved in putting a program in place for your employees, regardless of what’s going on with health care reform.

    1. Ti Roberts says:

      Good points, Heather.

      I’ve not come across many small biz’s that provide they’re employees with health insurance. If they do, it’s very limited.

  2. Anyone else but me recall how in the initial discussion about national health care, costs were supposedly going to be kept under control? Ah well…

    1. Shawn: I recommend you to check out the ad-hoc associations, Americans for Free Choice in Medicine and Freedom and Individual Rights in Medicine, for sound arguments in the health care debate.

      I am afraid that the new government in Sweden, led by a socialist party and an environmentalist party, will destroy the hope for a positive change and more private alternatives.

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