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Relying on username-password combinations seems so last decade (last century?) these days. With smartphones able to do facial recognition and thumb readers as options on laptops, passwords feel like they should be phasing out.

In the meantime, the passwords we’re choosing aren’t very secure. A recent SplashData report shows the top-three most popular are password, 123456, and 12345678. One has to wonder why there aren’t more security breaches with that kind of non-security. Just how worried should you be about keeping your life online?