BizSugar.com › Finance › Want a Small Business Loan? Understand the Private Capital Markets

The smallest of businesses, often referred to as micro businesses, still have the hardest time accessing capital, especially those with revenues less than $500,000. A joint Pepperdine/Dun & Bradstreet Credibility Private Capital Access (PCA) Index report released earlier this year indicated 63 percent of these companies said poor financing conditions continue to restrict their overall growth. The study found that the smallest of businesses are increasingly relying on their personal savings and investments, with 44 percent of respondents saying they transferred personal assets to finance business ventures.