BizSugar.com › Finance › Reduce Your Mortgage Payment Without Refinancing - FinancialWellness.org

The largest expense many United States households have every month is their mortgage payment.

This is why the nation is currently experiencing a minor boom when it comes to refinancing.

Mortgage rates are remaining low as homeowners continuously refinance their home loans.

The ability to refinance a home is not an option that everyone can access, however.

If you have recently decided to become self-employed, or have begun working through a tax lien, for example, you may have a difficult time refinancing.