BizSugar.com › Finance › Debt Service Coverage Ratio, Decoded (Free Calculator Included)

Debt service coverage ratio (a mouthful we and others abbreviate as DSCR) is an important metric for small business owners who have borrowed or plan to borrow money. We’ll walk you through why lenders care about DSCR, how to calculate it for small businesses, and what the ratio means for your ability to qualify for a loan.